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Auto Insurance

 

CLARITY INSURANCE  

CLEARLY A BETTER WAY!

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Most people don't understand how Auto insurance works or what makes up their insurance premiums. They have it because the law requires it.  At Clarity Insurance, we educate our clients about the different coverages they have and why they are important.  For instance, most people don't know that there are several factors involved when an insurance company determines your premium.  Some of those factors might include your age, credit standing, marital status, driving record, the type of vehicle you drive, the number of vehicles you have and the types of coverages you have.  Some companies also give discounts for having more than one insurance policy. When you have a better understanding of what determines your premiums, you can make better decisions about the companies that you chose for your insurance. 

  

Did you know that if you are involved in an auto accident, your liability coverage is what protects you and your assets if you are sued. Liability limits should be determined based on what you have to lose. This can include your home, other real estate, retirement accounts, bank accounts, and any other assets you might possess.  In some states you can also lose future earnings.  Generally when you increase your liability limits, the premium increase is minimal.  

 

We know that cost is always a very important factor.  We utilize several different insurance companies to ensure that we find you the coverage that fits your needs while still being priced competitively.  No one wants to pay more than they have to, but everyone wants an excellent company with superior customer service and claims handling.  That is what you will recieve from us.  Get a no obligation FREE QUOTE  today and see what a difference we can make!

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